{"id":104803,"date":"2023-09-12T14:17:57","date_gmt":"2023-09-12T11:17:57","guid":{"rendered":"https:\/\/icapcrif.com\/?page_id=104803"},"modified":"2026-05-11T16:39:09","modified_gmt":"2026-05-11T13:39:09","slug":"certification-cra-regulatory","status":"publish","type":"page","link":"https:\/\/icapcrif.com\/en\/certification-cra-regulatory\/","title":{"rendered":"Regulatory Disclosures"},"content":{"rendered":"<p>[vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;full_width&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221;][vc_column][vc_empty_space height=&#8221;20px&#8221;][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; z_index=&#8221;&#8221;][vc_column][vc_single_image image=&#8221;127563&#8243; img_size=&#8221;medium&#8221; qode_css_animation=&#8221;&#8221;][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;full_width&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221;][vc_column][vc_empty_space height=&#8221;30px&#8221;][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; z_index=&#8221;&#8221;][vc_column][vc_column_text][\/vc_column_text][vc_separator type=&#8221;small&#8221; position=&#8221;left&#8221; color=&#8221;#e46302&#8243; thickness=&#8221;4&#8243; width=&#8221;48&#8243; up=&#8221;14&#8243; down=&#8221;22&#8243;][vc_column_text]Pursuant to the operating framework for Credit Rating Agencies as set out in Regulation 1060\/2009 of the European Parliament and of the Council of 16 September 2009, ICAP CRIF RATINGS publishes recent years\u2019 Transparency Reports, the Code of Conduct, as well as other policies applied and information material for compliance with the above Regulation.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Transparency Reports<\/strong><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/icapcrif.com\/Ratings_Analytics\/ICAP_CRIF_RATINGS_SINGLE_MEMBER_S.A._Tranparency_Report_\u039carch 2026.pdf\" target=\"_blank\" rel=\"noopener\">Transparency Report ICAP CRIF RATINGS 2025<\/a><\/li>\n<li><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/icapcrif.com\/Ratings_Analytics\/ICAP_CRIF_RATINGS_Tranparency_Report_\u039carch_2025.pdf\" target=\"_blank\" rel=\"noopener\">Transparency Report ICAP CRIF RATINGS 2024<\/a><\/li>\n<li><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/icapcrif.com\/Ratings_Analytics\/Tranparency Report_\u039carch 2025_eng.pdf\" target=\"_blank\" rel=\"noopener\">Transparency Report ICAP CRIF 2024 <\/a><\/li>\n<li><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/icapcrif.com\/Ratings_Analytics\/ICAP CRIF_Tranparency Report_\u039carch 2024.pdf\">Transparency Report 2023<\/a><\/li>\n<li><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/icapcrif.com\/Ratings_Analytics\/ICAP-CRIF_Tranparency-Report_\u039carch-2023.pdf\">Transparency Report 2022<\/a><\/li>\n<li><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/icapcrif.com\/Ratings_Analytics\/ICAP CRIF_Tranparency Report_\u039carch 2022.pdf\">Transparency Report 2021<\/a><\/li>\n<li><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/icap.gr\/Ratings_Analytics\/Tranparency-Report-\u039carch2021_v2.pdf\">Transparency Report 2020<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/icapcrif.com\/Ratings_Analytics\/Macroeconomics_impact_on_default_rates_January_2025.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Macroeconomics Impact on Default Rates<\/strong><\/a><\/p>\n<p><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/icapcrif.com\/Ratings_Analytics\/ICAP CRIF RATINGS_Code of Conduct_February 2025.pdf\" target=\"_blank\" rel=\"noopener\"><strong>Code of Conduct<\/strong><\/a><\/p>\n<p><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/icapcrif.com\/Ratings_Analytics\/ICAP CRIF RATINGS_Conflicts of Interest Policy_February 2025.pdf\" target=\"_blank\" rel=\"noopener\"><strong>Conflicts of Interest Policy<\/strong><\/a><\/p>\n<p><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/icapcrif.com\/Ratings_Analytics\/ICAP CRIF RATINGS_Disclosures Policy_July 2024.pdf\" target=\"_blank\" rel=\"noopener\"><strong>Disclosures Policy<\/strong><\/a><\/p>\n<p><strong><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/icapcrif.com\/Ratings_Analytics\/General_nature_of_compensation_arrangements_November_2025.pdf\" target=\"_blank\" rel=\"noopener\">General nature of compensation arrangements<\/a><\/strong><\/p>\n<p><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/icapcrif.com\/Ratings_Analytics\/List_of_Rated_Entities_with_contribution_greater.pdf\" target=\"_blank\" rel=\"noopener\"><strong>List of Rated Entities contributing more than 5% in ICAP CRIF RATINGS&#8217;s Revenues-March 2026<\/strong><\/a><\/p>\n<p><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/icapcrif.com\/Ratings_Analytics\/ICAP_CRIF_RATINGS_Ancillary&amp;Other_Services_December_2025.pdf\" target=\"_blank\" rel=\"noopener\"><strong>Ancillary Services<\/strong><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>In compliance with the requirements of Point 6, Section D, Annex I of the amended Regulation (EC) No 1060\/2009 of the European Parliament and the Council on Credit Rating Agencies and ESMA\u2019s Guidelines on Disclosure Requirements for Initial Reviews and Preliminary Ratings (<a href=\"https:\/\/www.esma.europa.eu\/sites\/default\/files\/library\/esma80-416-203_final_report_on_guidelines_on_disclosure_requirements_for_initial_reviews_and_preliminary_ratings.pdf\">ESMA80-416-203<\/a>), please see <a href=\"https:\/\/dir.icapcrif.com\/mailimages\/icapcrif.com\/Ratings_Analytics\/ICAP_CRIF_RATINGS_STANDARDISED_DISCLOSURE_TEMPLATE_06.05.2026.pdf\" target=\"_blank\" rel=\"noopener\"><strong>here<\/strong><\/a> information about the entities and debt instruments that have been submitted to ICAP CRIF RATINGS for their initial review or for preliminary rating.<\/p>\n<p>The information is related to Initial Reviews and Preliminary Ratings which were carried out from 1 July 2022 onwards.[\/vc_column_text][vc_empty_space height=&#8221;1&#8243;][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;full_width&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221;][vc_column][vc_empty_space height=&#8221;232px&#8221;][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;full_width&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221;][vc_column][vc_empty_space height=&#8221;20px&#8221;][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; z_index=&#8221;&#8221;][vc_column][vc_single_image image=&#8221;127563&#8243; img_size=&#8221;medium&#8221; qode_css_animation=&#8221;&#8221;][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;full_width&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221;][vc_column][vc_empty_space height=&#8221;30px&#8221;][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; z_index=&#8221;&#8221;][vc_column][vc_column_text][\/vc_column_text][vc_separator type=&#8221;small&#8221; position=&#8221;left&#8221; color=&#8221;#e46302&#8243; thickness=&#8221;4&#8243; width=&#8221;48&#8243; up=&#8221;14&#8243; down=&#8221;22&#8243;][vc_column_text]Pursuant to the&#8230;<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"full_width.php","meta":{"footnotes":""},"class_list":["post-104803","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Regulatory Disclosures - ICAP CRIF<\/title>\n<meta name=\"description\" content=\"ICAP CRIF is the market leader in Credit Risk &amp; Business Information Solutions in in Greece, Romania, Bulgaria and Cyprus.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/icapcrif.com\/en\/certification-cra-regulatory\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Regulatory Disclosures - ICAP CRIF\" \/>\n<meta property=\"og:description\" content=\"ICAP CRIF is the market leader in Credit Risk &amp; Business Information Solutions in in Greece, Romania, Bulgaria and Cyprus.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/icapcrif.com\/en\/certification-cra-regulatory\/\" \/>\n<meta property=\"og:site_name\" content=\"ICAP CRIF\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ICAPCRIF\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-11T13:39:09+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/icapcrif.com\/#organization\",\"name\":\"ICAP CRIF\",\"url\":\"https:\/\/icapcrif.com\/\",\"sameAs\":[\"https:\/\/www.linkedin.com\/company\/icap-crif\/\",\"https:\/\/www.facebook.com\/ICAPCRIF\/\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/icapcrif.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.icapcrif.com\/wp-content\/uploads\/2022\/02\/logo.png\",\"contentUrl\":\"https:\/\/www.icapcrif.com\/wp-content\/uploads\/2022\/02\/logo.png\",\"width\":1773,\"height\":781,\"caption\":\"ICAP CRIF\"},\"image\":{\"@id\":\"https:\/\/icapcrif.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/icapcrif.com\/#website\",\"url\":\"https:\/\/icapcrif.com\/\",\"name\":\"ICAP CRIF\",\"description\":\"One of the most successful regional Business Services Groups in South Eastern Europe.\",\"publisher\":{\"@id\":\"https:\/\/icapcrif.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/icapcrif.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/icapcrif.com\/en\/certification-cra-regulatory\/\",\"url\":\"https:\/\/icapcrif.com\/en\/certification-cra-regulatory\/\",\"name\":\"Regulatory Disclosures - ICAP CRIF\",\"isPartOf\":{\"@id\":\"https:\/\/icapcrif.com\/#website\"},\"datePublished\":\"2023-09-12T11:17:57+00:00\",\"dateModified\":\"2026-05-11T13:39:09+00:00\",\"description\":\"ICAP CRIF is the market leader in Credit Risk & Business Information Solutions in in Greece, Romania, Bulgaria and Cyprus.\",\"breadcrumb\":{\"@id\":\"https:\/\/icapcrif.com\/en\/certification-cra-regulatory\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/icapcrif.com\/en\/certification-cra-regulatory\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/icapcrif.com\/en\/certification-cra-regulatory\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/icapcrif.com\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Regulatory Disclosures\"}]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Regulatory Disclosures - ICAP CRIF","description":"ICAP CRIF is the market leader in Credit Risk & Business Information Solutions in in Greece, Romania, Bulgaria and Cyprus.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/icapcrif.com\/en\/certification-cra-regulatory\/","og_locale":"en_US","og_type":"article","og_title":"Regulatory Disclosures - ICAP CRIF","og_description":"ICAP CRIF is the market leader in Credit Risk & Business Information Solutions in in Greece, Romania, Bulgaria and Cyprus.","og_url":"https:\/\/icapcrif.com\/en\/certification-cra-regulatory\/","og_site_name":"ICAP CRIF","article_publisher":"https:\/\/www.facebook.com\/ICAPCRIF\/","article_modified_time":"2026-05-11T13:39:09+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/icapcrif.com\/#organization","name":"ICAP CRIF","url":"https:\/\/icapcrif.com\/","sameAs":["https:\/\/www.linkedin.com\/company\/icap-crif\/","https:\/\/www.facebook.com\/ICAPCRIF\/"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/icapcrif.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.icapcrif.com\/wp-content\/uploads\/2022\/02\/logo.png","contentUrl":"https:\/\/www.icapcrif.com\/wp-content\/uploads\/2022\/02\/logo.png","width":1773,"height":781,"caption":"ICAP CRIF"},"image":{"@id":"https:\/\/icapcrif.com\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/icapcrif.com\/#website","url":"https:\/\/icapcrif.com\/","name":"ICAP CRIF","description":"One of the most successful regional Business Services Groups in South Eastern Europe.","publisher":{"@id":"https:\/\/icapcrif.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/icapcrif.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/icapcrif.com\/en\/certification-cra-regulatory\/","url":"https:\/\/icapcrif.com\/en\/certification-cra-regulatory\/","name":"Regulatory Disclosures - ICAP CRIF","isPartOf":{"@id":"https:\/\/icapcrif.com\/#website"},"datePublished":"2023-09-12T11:17:57+00:00","dateModified":"2026-05-11T13:39:09+00:00","description":"ICAP CRIF is the market leader in Credit Risk & Business Information Solutions in in Greece, Romania, Bulgaria and Cyprus.","breadcrumb":{"@id":"https:\/\/icapcrif.com\/en\/certification-cra-regulatory\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/icapcrif.com\/en\/certification-cra-regulatory\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/icapcrif.com\/en\/certification-cra-regulatory\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/icapcrif.com\/en\/"},{"@type":"ListItem","position":2,"name":"Regulatory Disclosures"}]}]}},"_links":{"self":[{"href":"https:\/\/icapcrif.com\/en\/wp-json\/wp\/v2\/pages\/104803\/"}],"collection":[{"href":"https:\/\/icapcrif.com\/en\/wp-json\/wp\/v2\/pages\/"}],"about":[{"href":"https:\/\/icapcrif.com\/en\/wp-json\/wp\/v2\/types\/page\/"}],"author":[{"embeddable":true,"href":"https:\/\/icapcrif.com\/en\/wp-json\/wp\/v2\/users\/4\/"}],"replies":[{"embeddable":true,"href":"https:\/\/icapcrif.com\/en\/wp-json\/wp\/v2\/comments\/?post=104803"}],"version-history":[{"count":34,"href":"https:\/\/icapcrif.com\/en\/wp-json\/wp\/v2\/pages\/104803\/revisions\/"}],"predecessor-version":[{"id":192046,"href":"https:\/\/icapcrif.com\/en\/wp-json\/wp\/v2\/pages\/104803\/revisions\/192046\/"}],"wp:attachment":[{"href":"https:\/\/icapcrif.com\/en\/wp-json\/wp\/v2\/media\/?parent=104803"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}