{"id":17820,"date":"2020-07-09T12:14:09","date_gmt":"2020-07-09T09:14:09","guid":{"rendered":"https:\/\/gr.trycatch.gr\/?page_id=17820"},"modified":"2025-07-18T15:26:17","modified_gmt":"2025-07-18T12:26:17","slug":"customer-portfolio-analysis-and-credit-risk-services","status":"publish","type":"page","link":"https:\/\/icapcrif.com\/en\/our-services\/business-information-credit-risk-services\/customer-portfolio-analysis-and-credit-risk-services\/","title":{"rendered":"Customer Portfolio Analysis &#038; Credit Risk Services"},"content":{"rendered":"<p>[vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; z_index=&#8221;&#8221; padding_top=&#8221;50&#8243; padding_bottom=&#8221;25&#8243;][vc_column][vc_empty_space][vc_column_text]Gain an understanding of your Customers and of your Credit Risk exposure by utilizing our specialized tools and services.<\/p>\n<p>Minimize portfolio losses, maximize returns and build long-term growth by focusing, not only on the number of customers you serve, but on the profitability and risk associated with each group of customers and measure the performance along several dimensions.[\/vc_column_text][vc_empty_space height=&#8221;16px&#8221;]<div class=\"qode-advanced-call-to-action qode-advanced-cta-gradient qode-advanced-cta-gradient-animation\" style=\"height:60pxpx\">\n\t<a class=\"advanced-cta-link anchor\" href=\"\/en\/our-services\/business-information-credit-risk-services\/customer-portfolio-analysis-and-credit-risk-services\/#declareinterest\" target=\"_self\"><\/a>\n\t<div class=\"qode-advanced-cta-content\">\t\t\n\t    <span class=\"qode-advanced-cta-text-holder\" style=\"font-size:28px;font-weight:600\">\n\t\t    Are you interested in our services?\t    <\/span>\n\t    <span class=\"qode-advanced-cta-icon-holder\" style=\"height:45px;width:45px\">\n\t\t    <span class=\"qode-advanced-cta-icon-holder-table\">\n\t\t    \t<span class=\"qode-advanced-cta-icon-holder-cell\" >\n\t\t\t    \t<i class=\"qode_icon_font_awesome fa fa-arrow-circle-down qode-advanced-cta-icon\" ><\/i>\t\t\t    <\/span>\n\t\t    <\/span>\n\t\t    \t    <\/span>\n\t<\/div>\n\t\t\t<div class=\"qode-advanced-cta-background-holder\">\n\t\t\t<span class=\"qode-advanced-cta-background-1 qode-type1-gradient-left-to-right\"><\/span>\n\t\t\t<span class=\"qode-advanced-cta-background-2 qode-type1-gradient-left-to-right\"><\/span>\n\t\t\t<span class=\"qode-advanced-cta-background-3\"><\/span>\n\t\t<\/div>\n\t<\/div>[\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; padding_top=&#8221;25&#8243; background_color=&#8221;#ffffff&#8221; z_index=&#8221;&#8221; padding_bottom=&#8221;40&#8243; el_id=&#8221;portfolioanalysis&#8221; css=&#8221;.vc_custom_1752841574458{background-color: #f6f6f6 !important;}&#8221;][vc_column width=&#8221;2\/3&#8243; el_class=&#8221;button-accordion&#8221;][vc_column_text]<\/p>\n<h2 style=\"text-align: left;\"><strong>MYRA | Credit Risk Management Platform<\/strong><\/h2>\n<p>[\/vc_column_text][vc_separator type=&#8221;small&#8221; position=&#8221;left&#8221; down=&#8221;34&#8243; up=&#8221;7&#8243; color=&#8221;#e46302&#8243;][vc_column_text]<strong>MYRA by ICAP CRIF<\/strong>\u00a0is a cutting-edge platform that empowers finance teams to make smarter credit decisions and manage risk more effectively. Backed by ICAP CRIF\u2019s robust data and expertise, MYRA delivers real-time insights, intuitive dashboards, and proactive alerts\u2014making credit assessments and portfolio monitoring faster and more reliable.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Key Features:<\/strong><\/p>\n<ul>\n<li>Real-time credit insights<\/li>\n<li>Dynamic dashboards &amp; reports<\/li>\n<li>Business group structure mapping<\/li>\n<li>Custom alerts &amp; risk monitoring<\/li>\n<li>Portfolio tagging &amp; segmentation<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>\ud83d\udc49\u00a0<strong><a class=\"fui-Link ___w5et180 f2hkw1w f3rmtva f1ewtqcl fyind8e f1k6fduh f1w7gpdv f1mo0ibp fjoy568 ff5ikls f1s184ao f1mk8lai fnbmjn9 f1o700av f13mvf36 f1cmlufx f9n3di6 f1ids18y f1tx3yz7 f1deo86v f1eh06m1 f1iescvh fhgqx19 f1olyrje f1p93eir f1nev41a\" tabindex=\"0\" href=\"https:\/\/icapcrif.com\/en\/our-services\/business-information-credit-risk-services\/myra\/\" target=\"_blank\" rel=\"noopener\" data-tabster=\"{&quot;restorer&quot;:{&quot;type&quot;:1}}\">Discover MYRA<\/a><\/strong>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;168769&#8243; img_size=&#8221;full&#8221; alignment=&#8221;right&#8221; qode_css_animation=&#8221;element_from_right&#8221; transition_delay=&#8221;0.3&#8243;][vc_separator type=&#8221;transparent&#8221; up=&#8221;0&#8243; down=&#8221;0&#8243;][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; padding_top=&#8221;25&#8243; background_color=&#8221;#ffffff&#8221; z_index=&#8221;&#8221; padding_bottom=&#8221;40&#8243;][vc_column width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;19125&#8243; img_size=&#8221;full&#8221; qode_css_animation=&#8221;element_from_right&#8221; transition_delay=&#8221;0.3&#8243;][vc_separator type=&#8221;transparent&#8221; up=&#8221;0&#8243; down=&#8221;0&#8243;][\/vc_column][vc_column width=&#8221;2\/3&#8243; el_class=&#8221;button-accordion&#8221;][vc_column_text]<\/p>\n<h2 style=\"text-align: left;\"><strong>Credit.Eye &#8211; Credit Policy Solution<\/strong><\/h2>\n<p>[\/vc_column_text][vc_separator type=&#8221;small&#8221; position=&#8221;left&#8221; down=&#8221;34&#8243; up=&#8221;7&#8243; color=&#8221;#e46302&#8243;][vc_column_text]<img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-62569\" src=\"https:\/\/icapcrif.com\/wp-content\/uploads\/2022\/02\/CreditEye-logo-300x68.png\" alt=\"\" width=\"260\" height=\"59\" srcset=\"https:\/\/icapcrif.com\/wp-content\/uploads\/2022\/02\/CreditEye-logo-300x68.png 300w, https:\/\/icapcrif.com\/wp-content\/uploads\/2022\/02\/CreditEye-logo-1024x234.png 1024w, https:\/\/icapcrif.com\/wp-content\/uploads\/2022\/02\/CreditEye-logo-768x175.png 768w, https:\/\/icapcrif.com\/wp-content\/uploads\/2022\/02\/CreditEye-logo-700x160.png 700w, https:\/\/icapcrif.com\/wp-content\/uploads\/2022\/02\/CreditEye-logo-600x137.png 600w, https:\/\/icapcrif.com\/wp-content\/uploads\/2022\/02\/CreditEye-logo.png 1372w\" sizes=\"(max-width: 260px) 100vw, 260px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>The Credit.Eye platform is a solution that informs you on your total credit risk exposure by utilising all available sources of information. It combines three main information and processing sources in order to provide an integrated 360\u00b0 picture of your clients individually.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>\u00a0<u>Internal Information &#8211; Internal Analysis<\/u><\/strong><\/p>\n<p>Deriving data from the company\u2019s ERP, client invoices are analysed and the Internal Risk Index, the Internal Payment Performance, and Internal Credit Limit for each client are calculated.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>\u00a0<u>Information from ICAP CRIF &#8211; External Analysis<\/u><\/strong><\/p>\n<p>Deriving data from ICAP CRIF\u2019s business information base, corporate information is provided for each client, including key data, ICAP CRIF Score, ICAP CRIF Business Transaction Index, and ICAP CRIF Credit Limit.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>\u00a0<u>Qualitative Analysis<\/u><\/strong><\/p>\n<p>Deriving client data entered by company executives, to generate a Qualitative Score \u2013 Scorecard and be considered in the client\u2019s assessment[\/vc_column_text][vc_separator type=&#8221;transparent&#8221; up=&#8221;20&#8243; down=&#8221;16&#8243;]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t    <span class=\"qode-tab-title-inner\">\n        Read more    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content \" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-62575\" src=\"https:\/\/icapcrif.com\/wp-content\/uploads\/2022\/02\/Credit.Eye-pinakas-ICAP-CRIF-en-300x148.jpg\" alt=\"\" width=\"630\" height=\"311\" srcset=\"https:\/\/icapcrif.com\/wp-content\/uploads\/2022\/02\/Credit.Eye-pinakas-ICAP-CRIF-en-300x148.jpg 300w, https:\/\/icapcrif.com\/wp-content\/uploads\/2022\/02\/Credit.Eye-pinakas-ICAP-CRIF-en-1024x506.jpg 1024w, https:\/\/icapcrif.com\/wp-content\/uploads\/2022\/02\/Credit.Eye-pinakas-ICAP-CRIF-en-768x379.jpg 768w, https:\/\/icapcrif.com\/wp-content\/uploads\/2022\/02\/Credit.Eye-pinakas-ICAP-CRIF-en-1536x759.jpg 1536w, https:\/\/icapcrif.com\/wp-content\/uploads\/2022\/02\/Credit.Eye-pinakas-ICAP-CRIF-en-2048x1012.jpg 2048w, https:\/\/icapcrif.com\/wp-content\/uploads\/2022\/02\/Credit.Eye-pinakas-ICAP-CRIF-en-700x346.jpg 700w, https:\/\/icapcrif.com\/wp-content\/uploads\/2022\/02\/Credit.Eye-pinakas-ICAP-CRIF-en-600x296.jpg 600w\" sizes=\"(max-width: 630px) 100vw, 630px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>Credit.Eye can be installed either on your systems or in a cloud environment; it provides an instant and effective 360<sup>o<\/sup> view of your business partners.[\/vc_column_text]    <\/div>\n<\/div><\/div>[\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; padding_top=&#8221;25&#8243; background_color=&#8221;#ffffff&#8221; z_index=&#8221;&#8221; padding_bottom=&#8221;40&#8243; css=&#8221;.vc_custom_1645021425069{background-color: #f6f6f6 !important;}&#8221; el_id=&#8221;trade&#8221;][vc_column width=&#8221;2\/3&#8243; el_class=&#8221;button-accordion&#8221;][vc_column_text]<\/p>\n<h2 style=\"text-align: left;\">Trade Exchange Program<\/h2>\n<p>[\/vc_column_text][vc_separator type=&#8221;small&#8221; position=&#8221;left&#8221; down=&#8221;34&#8243; up=&#8221;7&#8243; color=&#8221;#e46302&#8243;][vc_column_text]<img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-62577\" src=\"https:\/\/icapcrif.com\/wp-content\/uploads\/2022\/02\/TRADE-logo-300x135.png\" alt=\"\" width=\"230\" height=\"104\" srcset=\"https:\/\/icapcrif.com\/wp-content\/uploads\/2022\/02\/TRADE-logo-300x135.png 300w, https:\/\/icapcrif.com\/wp-content\/uploads\/2022\/02\/TRADE-logo-768x347.png 768w, https:\/\/icapcrif.com\/wp-content\/uploads\/2022\/02\/TRADE-logo-700x316.png 700w, https:\/\/icapcrif.com\/wp-content\/uploads\/2022\/02\/TRADE-logo-600x271.png 600w, https:\/\/icapcrif.com\/wp-content\/uploads\/2022\/02\/TRADE-logo.png 964w\" sizes=\"(max-width: 230px) 100vw, 230px\" \/><\/p>\n<p>The Trade Exchange Program is the only <strong>Client Payment Behaviour Information Network<\/strong> in Greece. Program members <u>are exclusively informed on the transactional behaviour<\/u> and credit exposure of their clients. By utilising this information, they can design credit risk prevention and cooperation review procedures for each of their individual clients.<\/p>\n<p>Overall, the B2B database of the Trade Exchange Program contains records of over 30 million transactions\/behaviours referring to more than 200,000 Tax Identification Numbers in Greece. Financial executives increasingly exchange client behaviour details anonymously each month. As an administrator, ICAP CRIF fully informs members and provides answers to questions such as:<\/p>\n<ul>\n<li>How many days on average do my clients delay their payments to my company versus payments to the rest of the market?<\/li>\n<li>How many credit days does the market offer to my clients?<\/li>\n<li>How can I reduce risk?<\/li>\n<li>How can I reduce bad debts?<\/li>\n<li>Which sectors and\/or clients can I establish further cooperation with?<\/li>\n<li>What is my clients&#8217; credit exposure to the market?<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;50px&#8221;][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;19127&#8243; img_size=&#8221;full&#8221; alignment=&#8221;right&#8221; qode_css_animation=&#8221;element_from_left&#8221; transition_delay=&#8221;0.3&#8243;][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; z_index=&#8221;&#8221; background_color=&#8221;#ffffff&#8221; padding_top=&#8221;20&#8243; el_id=&#8221;declareinterest&#8221;][vc_column][vc_text_separator title=&#8221;Are you interested in our services?&#8221; border=&#8221;no&#8221; background_color=&#8221;#e46302&#8243;]\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f21915-o1\" lang=\"el\" dir=\"ltr\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/en\/wp-json\/wp\/v2\/pages\/17820#wpcf7-f21915-o1\" method=\"post\" class=\"wpcf7-form init cf7_custom_style_2\" aria-label=\"\u03a6\u03cc\u03c1\u03bc\u03b1 \u03b5\u03c0\u03b9\u03ba\u03bf\u03b9\u03bd\u03c9\u03bd\u03af\u03b1\u03c2\" novalidate=\"novalidate\" data-status=\"init\">\n<div style=\"display: none;\">\n<input type=\"hidden\" name=\"_wpcf7\" value=\"21915\" \/>\n<input type=\"hidden\" name=\"_wpcf7_version\" value=\"5.9.8\" \/>\n<input type=\"hidden\" name=\"_wpcf7_locale\" value=\"el\" \/>\n<input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f21915-o1\" \/>\n<input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/div>\n<p><label> Company Name*<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-company\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-company\" \/><\/span> <\/label>\n<\/p>\n<p><label> Your Name*<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"participant\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"participant\" \/><\/span> <\/label>\n<\/p>\n<p><label> Email*<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span> <\/label>\n<\/p>\n<p><label> Phone No.*<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"Phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"tel\" name=\"Phone\" \/><\/span> <\/label>\n<\/p>\n<p>Please let us know which service are you interested in: <span class=\"wpcf7-form-control-wrap\" data-name=\"CRCW\"><span class=\"wpcf7-form-control wpcf7-checkbox\"><span class=\"wpcf7-list-item first\"><input type=\"checkbox\" name=\"CRCW[]\" value=\"Credit Risk\" \/><span class=\"wpcf7-list-item-label\">Credit Risk<\/span><\/span><span class=\"wpcf7-list-item\"><input type=\"checkbox\" name=\"CRCW[]\" value=\"Credit.Eye\" \/><span class=\"wpcf7-list-item-label\">Credit.Eye<\/span><\/span><span class=\"wpcf7-list-item last\"><input type=\"checkbox\" name=\"CRCW[]\" value=\"Trade Exchange\" \/><span class=\"wpcf7-list-item-label\">Trade Exchange<\/span><\/span><\/span><\/span>\n<\/p>\n<div class=\"contact-form-terms\">\n\t<p>* Your information will only be used for contacting you regarding your request\n\t<\/p>\n<\/div>\n<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Submit\" \/>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n[vc_empty_space height=&#8221;222px&#8221;][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; z_index=&#8221;&#8221; padding_top=&#8221;50&#8243; padding_bottom=&#8221;25&#8243;][vc_column][vc_empty_space][vc_column_text]Gain an understanding of your Customers and of your Credit Risk exposure by utilizing our specialized tools and services. Minimize portfolio losses, maximize returns and build long-term growth by focusing, not only on the number&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":17504,"menu_order":0,"comment_status":"open","ping_status":"open","template":"full_width.php","meta":{"footnotes":""},"class_list":["post-17820","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Customer Portfolio Analysis &amp; Credit Risk Services - ICAP CRIF<\/title>\n<meta name=\"description\" content=\"H ICAP CRIF \u03b5\u03af\u03bd\u03b1\u03b9 \u03bf \u03bc\u03b5\u03b3\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03bf\u03c2 \u038c\u03bc\u03b9\u03bb\u03bf\u03c2 \u03a0\u03b1\u03c1\u03bf\u03c7\u03ae\u03c2 \u03922\u0392 \u03a5\u03c0\u03b7\u03c1\u03b5\u03c3\u03b9\u03ce\u03bd \u03c3\u03c4\u03b7\u03bd \u0395\u03bb\u03bb\u03ac\u03b4\u03b1, \u03bc\u03b5 \u03b7\u03b3\u03b5\u03c4\u03b9\u03ba\u03ae \u03c0\u03b1\u03c1\u03bf\u03c5\u03c3\u03af\u03b1 \u03c3\u03c4\u03b7 \u039d\u03bf\u03c4\u03b9\u03bf\u03b1\u03bd\u03b1\u03c4\u03bf\u03bb\u03b9\u03ba\u03ae \u0395\u03c5\u03c1\u03ce\u03c0\u03b7 (\u03a1\u03bf\u03c5\u03bc\u03b1\u03bd\u03af\u03b1, \u0392\u03bf\u03c5\u03bb\u03b3\u03b1\u03c1\u03af\u03b1, \u03a3\u03b5\u03c1\u03b2\u03af\u03b1 \u03ba\u03b1\u03b9 \u039a\u03cd\u03c0\u03c1\u03bf).\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/icapcrif.com\/en\/our-services\/business-information-credit-risk-services\/customer-portfolio-analysis-and-credit-risk-services\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Customer Portfolio Analysis &amp; Credit Risk Services - 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