{"id":17953,"date":"2019-12-16T18:28:07","date_gmt":"2019-12-16T15:28:07","guid":{"rendered":"https:\/\/gr.trycatch.gr\/privacy-notice\/"},"modified":"2025-07-03T17:42:13","modified_gmt":"2025-07-03T14:42:13","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/icapcrif.com\/en\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"\r\n

Data Protection Policy of ICAP CRIF S.A.<\/strong>
\u201cICAP CRIF S.A.\u201d, Kallithea, Eleftheriou Venizelou Ave. number 2, 17676, with VAT number 996952940 (Gen. Com. Reg. No.147989301000)<\/p>\r\n

1. Field of Scope<\/strong>
This privacy policy lays out the way ICAP CRIF S.A. (hereinafter referred to as \u201cICAP CRIF\u201d) collects, uses, processes, stores, manages, and protects the commercial and financial information regarding entities and individuals (hereinafter referred to as\u00a0\u201cPersonal Data\u201d), so as to meet the data protection standards of the company and comply with the applicable law.<\/p>\r\n

This privacy policy shall apply to all information (i) to whom any third party may have access (hereinafter referred to as the \u201cClient\u201d) during the use of the Services (ii) that relates to the products and services (hereinafter referred to as \u201cServices\u201d) provided by ICAP CRIF (including but not limited to Business Reports, Credit Risk Ratings, Monitoring, Alert, Credit.Eye, Data.Prisma, Sector Studies, Company Data, D&B products, Custom products (xml, metafile), findbiz, Trade, Kompass products, provision of GDPR related consultation services, printed editions, leading editions, digital solutions (google ads, viber, facebook etc) (iii) pertaining to candidate employee data collected during the recruitment process iv) pertaining to individuals (journalists) obtained during the process of updating the Press Release Database v) pertaining to visitors and clients of ICAP CRIF\u2019s website https:\/\/icapcrif.com\/<\/a><\/u>\u00a0(hereinafter referred to as the\u00a0\u201cWebsite\u201d).<\/p>\r\n

With regards to the services offered through the online platforms ICAP CRIF B2B (www.icapb2b.gr<\/a><\/u>), Myra – My Risk Analysis (https:\/\/myra.icap.crif.com)<\/a> , findbiz (https:\/\/www.findbiz.gr\/<\/a><\/u>) & ICAP CRIF Data Prisma (www.icap-dataprisma.com<\/a><\/u>) (hereinafter referred to as the\u00a0\u201cPlatforms\u201d) or the mobile application \u00abICAP CRIF OntheGo\u00bb (hereinafter referred to as the\u00a0\u201cApplication\u201d) you may review the pertinent privacy notices by visiting the relevant platforms. ICAP CRIF is bound to protect the privacy of Visitors\/Clients, individuals and other data subjects and adhere to the Data Protection legislation currently in effect.<\/p>\r\n

2. Categories & Types of Collected Data<\/strong>
Data Collected:
A. Sole Proprietorships\u2019 Commercial and Financial Data:trading name, communication data, history, premises, staff number, activity, imports & exports information, customers, suppliers, represented firms, other commercial relationships, cooperating banks, participations in other legal entities, net sales figures, balance sheet, P&L accounts, business plans, documents submitted to tax authorities (E3), contracts of lease, trial balance, management
B. Sole Proprietorships\u2019 Transaction Data:payment orders, seizures, real estate auctions, movable property auctions, bankruptcy petitions, bankruptcy judgments, conciliation procedure data, prebankruptcy events, overdue debts to the State and to the Single Social Security Entity
C. Sole Proprietorships\u2019 Trading Activity Data (Trade Exchange Program Data):\u00a0identification data (i.e.: name, Tax Registration No., registered address, sector, date of establishment), days of credit, invoice No., invoice issuance date, invoice value, maturity date, payment date, payment bill No., payment value, qualitative data concerning the transaction behavior (e.g. arrangement, factoring)
D. Sole Proprietorships\u2019 Credit Performance Data:\u00a0loan performance data, customer\u2019s internal statuses depending on Sole Proprietorships\u2019 credit behavior, fraud indications
E. Companies\u2019 Trading Activity Data (Trade Exchange Program Data):\u00a0company\u2019s identification data (i.e.: name, Tax Registration No., registered address, sector, legal form, date of establishment), days of credit, invoice No., invoice issuance date, invoice value, maturity date, payment date, payment bill No., payment value, qualitative data concerning the transaction behavior (e.g. arrangement, factoring)
F. Companies\u2019 Financial Data:\u00a0company separate & group consolidated financial statements and interim financial statements, comprising of: balance sheet, P&L accounts, cash flow, changes on equity, notes, independent auditors\u2019 report, BoD or administration report (exclusively for financial statements)
G. Companies\u2019 Transaction Data:\u00a0payment orders, seizures, real estate auctions, movable property auctions, bankruptcy petitions, bankruptcy judgments, uncovered cheques, protested bills, mortgages, conciliation procedure data, pre-bankruptcy events, overdue debts to the State and to the Single Social Security Entity
H. Companies\u2019 Commercial Data:\u00a0corporate name, communication data, history, premises, staff number, activity, imports & exports information, clientele, suppliers, represented firms, other commercial relationships, cooperating banks, participations in other legal entities, net sales figures, shareholder\/partner structure, administration structure, management, business plans, documents submitted to tax authorities (E3), contracts of lease, trial balance, legal documents
I. Companies\u2019 Credit Performance Data:\u00a0loan performance data, customer\u2019s internal statuses depending on company\u2019s credit behavior, fraud indications
J. \u0399ndividuals Personal & Identification Data:\u00a0first name, last name, Tax Registration No., identification card No., passport No., father\u2019s name, mother\u2019s name, date of birth, gender, address
K. Individuals Transaction Data:\u00a0payment orders, seizures, real estate auctions, movable property auctions, bankruptcy petitions, bankruptcy judgments, overdue debts to the State and to the Single Social Security Entity
L. Individual\u2019s Data Concerning Relationship with Legal Entities:\u00a0shareholder\/ partner relationship, administrative relationship, participation in Board of Directors, management relationship
M. Individual\u2019s Other Personal Information:\u00a0father\u2019s name, mother\u2019s name, date of birth, gender, address, occupation, business information of individual\u2019s working place, nationality, marital status, protected members, children, income, income source, family income, personal income, card owner (indication), detrimental check flag, guarantor detrimental check flag
N. Individual\u2019s Credit Performance Data:\u00a0loan performance data, customer\u2019s internal statuses depending on individual\u2019s\u2019 credit behavior, fraud indications
O. Suppliers\/Vendors:\u00a0financial and accounting data (invoicing upon agreement sign-off, name, surname, Tax Registration No., bank account, address)
P. Candidates:\u00a0CV details: name\/surname, postal address, contact details (including e-mail address, mobile phone number, academic qualifications, working experience, hobbies, interests, references)
Q. Journalists:\u00a0name, surname, company (Media), position, e-mail (business & personal), address, phone number (Business & Personal), fax, gender
R. Companies (Mass Media) contact details:\u00a0media, company, email (Business & Personal), address, phone number, fax, website
S. Business Contact Details of Individuals & Companies:\u00a0name, surname, company (Media), position, address, phone number, fax, e-mail, gender
T. Companies\u2019 Contact Details:\u00a0company, owner, e-mail, address, phone number, fax, website, Social Media profiles (public info or info from personal contacts)
U. Website Visitor\/Client Data:\u00a0internet protocol address (\u0399\u03a1), browser type and the operating system
V. Debt Securitisation Data:\u00a0debt securitisation data per loan agreement, organisational and operational structure of the Issuer of the debt securities, expected cash flows and time of payment, any collection or payment from credit default swaps, contractual obligations for payment based on the issued securities, obligations burdening the usual business activity of those involved in the securitisation structure, qualitative and quantitative data of the Debt Manager

Declaration Regarding The Processing of Personal Data By ICAP CRIF (by its capacity as Data Controller and Processor \u2013 in accordance with the General Data Protection Regulation EU 679\/2016)<\/p>\r\n

Why will ICAP CRIF process my Personal Data (PD)?
ICAP CRIF provides products and services containing commercial and financial information about legal entities, sole proprietorships and individuals on the basis of the intended purpose, such as described in paragraph 6 hereof. Their contents vary depending on the type and purpose of the provided service of ICAP CRIF. The lawful basis of the data processing is ICAP CRIF\u2019s legitimate interest and in some instances the consent of the data subjects.<\/p>\r\n

In addition, ICAP CRIF may collect personal data of candidate employees who are interested in working with ICAP CRIF for the sole purpose of examining the possibility of a future collaboration \u2013 employment. The legal basis for the aforementioned data collection is the consent of the data subject who provides the necessary information.<\/p>\r\n

Furthermore, ICAP CRIF collects through public sources on the basis of legitimate interest and directly through the data subjects, information on journalists with the purpose of updating on a continuous basis the press release database.<\/p>\r\n

Information automatically collected when visiting and interacting in the Website:\u00a0We inform you that your personal data and information that are collected and processed when you manage your account in the Website, are appropriate to the purpose for which they are collected and are required for the processing of your inquiries, applications and the use of ICAP CRIF Services.
In particular, when visiting and interacting with the Website, certain information may be automatically collected, such as:
\u25cf\u00a0your computer\u2019s Internet protocol address (\u0399\u03a1)
\u25cf\u00a0the type of browser and the operating system<\/p>\r\n

More specifically ICAP CRIF\u2019s website employs the use of various types of cookies. For a full description of the types of cookies used and the data collected through them, you may read our\u00a0cookies policy<\/a>.<\/p>\r\n

Moreover when visiting and interacting with the Application certain information may be automatically collected, such as:
\u25cf\u00a0your computer\u2019s Internet protocol address (\u0399\u03a1)
\u25cf\u00a0the type of browser and the operating system

ICAP CRIF does not manage, collect or process geolocation data, which are collected and processed exclusively by the companies providing operating systems for each device you use (in case of use of iOS-Apple Inc or in case of android \u2013 Google Inc). ICAP CRIF does not have access to the positioning refresh rate of GPS.<\/p>\r\n

3. Data Collection Points<\/strong>
1) General Commercial Registry (\u0393.\u0395.\u039c\u0397 website) \u2013 A, B, F, G, H,J, L
2) Internet (corporate sites) \u2013 A, F, H, L
3) Athens Stock Exchange Website \u2013 H, J
4)\u00a0 Teiresias S.A \u2013 G
5)\u00a0 Sole Proprietorships \u2013 A, B, L, M
6)\u00a0 Chambers of Commerce and Industry \u2013 A, H
7) Corporates \u2013 Members of ICAP CRIF Trade\u00a0 Exchange Program \u2013 C, , E
8) Dun & Bradstreet \u2013 C, E
9) Candidate employees \u2013 P
10) Business Cards \u2013 Q, R
11)Sectorial, non ICAP CRIF editions \/guides (adBook, Media Guide Magazines, Newspapers etc) \u2013 Q, R
12) Google research (websites) \u2013 Q, R
13) Mass Media campaigns \u2013 T, S
14) Social Media \u2013 J, T
15) ICAP CRIF\u2019s Client (Banks in the context of Credit Risk Modeling Projects & Credit Rating activities and Other Corporates in the context of Analytics Services) \u2013 D, I, J, M, N
16) Courts & land registries
17) Websites \u2013 U
18) Corporates \u2013 F, G, H, L
19) Independent Authority for Public Revenue \u2013 B, G, \u039a
20) External collaborators -O
21) European Vat Exchange platform (VIES) \u2013 A, H
22) Originators, Special purpose securitisation entities, Factors, Debt Managers or Advisors of the aforementioned\u00a0 \u2013 V<\/p>\r\n

4. Transfer of Data to Third Parties<\/strong>
ICAP CRIF reserves the right to disclose the data subject\u2019s personal data to any member of its affiliate\/subsidiary companies (parent company and its subsidiaries) or other third parties to the extent it is reasonably necessary for the purposes determined in this notice and in particular:
\u25cfData subject\u2019s data will be transferred to the departments of ICAP CRIF that are competent for the smooth and trouble-free operation of the Website services and functions
\u25cf\u00a0Data subject\u2019s data may be transmitted and become accessible by legal entities with which we have entered from time to time into contractual agreements for the purpose of fulfilling our company\u2019s legitimate interest for the provision of our Services within our contractual terms framework
\u25cf\u00a0Data subject\u2019s may be disclosed to cloud hosting providers for the purpose of storing and safeguarding the data with the appropriate technical and security measures
\u25cf\u00a0Data subject\u2019s data may be transmitted, become accessible and processed by subsidiaries of our group within the European union, which apply the appropriate technical, physical and administrative security measures for the protection of the data from loss, misuse, damage, alteration, unauthorised access and disclosure, as provided by article 32 of the GDPR 679\/2016
\u25cf\u00a0During all data transfers, we always take all appropriate measures so as to ensure that the transmitted data are the minimum required for the intended processing purpose and that the conditions for legitimate and lawful processing will always be met. ICAP CRIF\u2019s partners to whom the personal data may be transferred, have signed the necessary data processing agreements or have made specific guarantees around transfers of personal data by implementing in their agreements Standard Contractual Clauses (Model Clauses)
\u25cf\u00a0ICAP CRIF servers are hosted at IBM\u2019s data centre (hosting provider) located in Athens. You may find more information on IBM\u2019s privacy notice in the following link:\u00a0https:\/\/www.ibm.com\/privacy\/details\/us\/en\/#section_2<\/a><\/p>\r\n

5. Personal Data Retention Period<\/strong>
The data retention period depends on the lawful basis of processing, as set out in detail below:
\u25cfIn case the lawful basis for processing is the exercise of legitimate interest, the processing of personal data is carried out for as long as it is considered necessary for the achievement of the intended statutory purpose of ICAP CRIF described in paragraph 6 below,\u00a0 and until such time the limitation period of any related claims has expired (article 6 par. f of GDPR)
\u25cf\u00a0In case the personal data of the Client Information are provided under their own consent within the framework of their registration in the services of the Website, we shall retain their data until the granted consent by the data subject has been withdrawn. In case the consent is withdrawn for any valid reason, we shall retain them for as long as it is required until the limitation period of any related claims expires (article 6 par. a of GDPR)
\u25cf\u00a0In case the lawful basis for processing is the performance of the contract, we shall retain your data for as long as you retain the contractual relationship with ICAP CRIF in hard copy and in electronic form or we shall retain them for as long as it is required until the limitation period of any related claims expires (article 6 par. b of GDPR)
\u25cf\u00a0In case the lawful basis for processing is to take necessary steps at the request of the data subject prior to entering into a contract (such in the case with CVs of the candidate employees), we shall retain the pertinent personal data until the parties to agree to collaborate by signing an employer-employee agreement. In the event that no employment takes place, the data contained in the CV\u2019s are removed from ICAP CRIF\u2019s databases
\u25cf\u00a0Where the processing of personal data is carried out on the basis of our compliance with a legal obligation (Article 6 par.c of the GDPR), their retention period shall be determined in accordance with the requirements of the pertinent legislation as well as for as long as relevant investigations may be carried out by the competent authorities.
\u25cf\u00a0More specifically, in the case of retaining records of economic behavior data (such as indications of bills of exchange, seizures, auctions, court payment orders, etc.) the restrictions of Article 4 par. 1 (d) of Law 2472\/1997 in conjunction with Article 40 of Law 3259\/2004 apply, as well as the Decisions of the Authority 25\/2004 and 26\/2004 \u2013 Cap.
In any case, the precise data retention periods related to the processing of personal data for each individual process, are recorded in the ICAP CRIF Personal Data Retention Registry as provided by the GDPR. You may be informed in detail about the specific data retention periods of personal data by requesting then in accordance with the procedure set out in this policy.

6. Legitimate Interest \u2013 Intended Purpose \u2013\u00a0 Lawful Basis for Data Processing<\/strong>
\u0399CAP CRIF S.A. operates as Credit Rating Agency since the 7th of July 2011, in accordance with the approval it received from the Hellenic Capital Market Commission and the European Securities & Markets Authority (ESMA).
ICAP CRIF within the framework of the general business activity according to the above and the pursuit of its statutory objectives, among which it is the collection, management, and provision of commercial and financial information (business information) regarding the transactors\u2019 evaluation of the creditworthiness and the promotion of its business activity for the assessment of the credit risks and the resolution of transactions, has created and maintains a database, which is daily updated with economic and commercial information in terms of economic units details. ICAP CRIF processes and stores the said data within the E.U.\u00a0\u00a0

Moreover, in cases where the Clients register and use the Website and Services of ICAP CRIF (including those offered by www.icapb2b.gr<\/a> and https:\/\/myra.icap.crif.com<\/a>\u00a0they will be requested to provide certain personal data. The data processing in this instance, is deemed necessary for the conclusion of a contract with ICAP CRIF, as well as for the use of the aforementioned Applications, Services and Websites. Indicative personal data requested by the Clients in order to register and enable the use of the Services are the following: full name, company title, company vat number, registered address, corporate e-mail, country of registration.

<\/p>\r\n

7. Rights of the Data Subjects:<\/strong>
You may exercise, as the case may be, the rights deriving from the applicable Greek Legislation and the General Data Protection Regulation (Regulation (EU) 2016\/679) which are as follows: (a. the right of information (article 13), b. the right of access (article 15), c. the right to rectification (article 16), d. the right to erasure \u201cright to be forgotten\u201d (article 17), e. the right to restriction of processing (article 18), f. the right to data portability (to receive your personal data in a structured and commonly used format \u2013 article 20 where applicable) and g. the right to object (article 21) which applies to certain data processing activities\u00a0
\u25cfThese rights can be exercised only in cases where ICAP CRIF acts as Data Controller and in particular when ICAP CRIF: (i) processes the personal data of candidate employees for the purpose of evaluating future collaborations (ii) processes the personal data that relate to its Services (iii) processes the personal data of visitors and clients of ICAP CRIF\u2019s website\u00a0http:\/\/icapcrif.com\/<\/a><\/u>(iv) processes the personal data of individuals (journalists) obtained for the purpose of updating the Press Release Database
\u25cf\u00a0This Privacy Notice does not apply to personal data mentioned on business documents that our customers transmit to our systems when using our Services
\u25cf\u00a0These rights shall be exercised free of charge for you by sending a relevant letter to the Data Protection Officer (DPO) of ICAP CRIF: Eleftheriou Venizelou Street, number 2, Kallithea, PC 17676, Athens, ICAP CRIF S.A., +302107200000 or via e-mail to\u00a0privacy@icapcrif.com<\/a>.\u00a0 Alternatively, you may also visit our Subject Access Request page on our website. You can also submit your request in writing using the form in Appendix 1, sending the request to:
ICAP CRIF\u2019s Complaints department\/ICAP CRIF\u2019s customer service: 2 Eleftheriou Venizelou Avenue Kallithea, Zip Code 17676, Athens
ICAP CRIF\u2019s Data Protection Officer: 2 Eleftheriou Venizelou Avenue Kallithea, Zip Code 17676, Athens
\u25cf\u00a0In case however the aforementioned rights are exercised excessively and without good cause thus causing us administrative burden, we may charge you with the cost related to the exercise of the respective right
\u25cf\u00a0In case you exercise any of your rights, we will take all appropriate measures available for the satisfaction of your request within thirty (30) days following the confirmed receipt of the relevant request. We may either inform you on the acceptance of your request or on any objective grounds that hinder the processing of your request.
\u25cf\u00a0Notwithstanding the above, you may at any time object to the processing of your Personal Data, by withdrawing your consent (article 7, par. 3 of the GDPR 679\/2016) by sending a letter to the Data Protection Officer (DPO) of ICAP CRIF: Eleftheriou Venizelou Street, number 2, Kallithea, PC 17676, Athens, or via e-mail to\u00a0privacy@icapcrif.com<\/a>. This right applies only in cases where the lawful basis for the data processing is the consent of the Data Subject.<\/p>\r\n


8. Data Processing by ICAP CRIF<\/strong>
In some instances, our clients provide their business data, such as a customer, supplier or third parties\u2019 data \u2013 which may contain personal data (who may refer to individuals or companies) \u2013 within the framework of the provision of our services. In such cases, ICAP CRIF shall operate as the \u201cProcessor\u201d of the personal data, which are included in the said business data. Consequently, in those cases different provisions of the GDPR 679\/2016 shall apply, with which we comply.

Additionally, ICAP CRIF applies throughout the data processing procedure, the appropriate technical, physical, and administrative security measures for the protection and security of the personal data from loss, misuse, damage or modification, unauthorised access and disclosure, in compliance with article 32 of the GDPR 679\/2016, in order to ensure the appropriate security level against those risks. Those include, among others, as the case may be:\u00a0a)application of encryption protocols\u00a0b)the ability to ensure confidentiality (article 90 GDPR 679\/2016), integrity, availability, and resilience of processing systems and\u00a0 services on an ongoing basis,\u00a0c)\u00a0the ability to restore the availability and access to personal data in a timely manner in the event of a physical or technical incident,\u00a0d)\u00a0a process for regularly testing, assessing and evaluating the effectiveness of technical and organisational measures for ensuring the security of the processing. Moreover, ICAP CRIF shall take measures so as to ensure that any physical person acting under the authority of the data controller or of the processor, who has access to personal data, shall not process those data except on instructions from the data controller and limits access to your personal information to authorised employees.

Indicative security measures applied by ICAP CRIF are as follows:
\u25cf\u00a0ICAP CRIF has been awarded with ISO 27001\/2013 Certification
\u25cf\u00a0ICAP CRIF maintains a dedicated information security team that plans, implements and provides surveillance of our information security program
\u25cf\u00a0The company controls the security and functionality of its products and services before they are introduced to the Internet, for any vulnerabilities in technology
\u25cf\u00a0The company performs ongoing infrastructure checks to detect weaknesses and potential intrusions, vulnerabilities in systems etc.
\u25cf\u00a0The company uses\u00a0https\u00a0protocols for secure and encrypted client communication with ICAP CRIF.
\u25cf\u00a0The company uses the open standard protocol to access Lightweight Directory Access Protocol\u00a0(LDAP)\u00a0directory services and uses encrypted passwords
\u25cf\u00a0The company uses a Secure Sockets Layer (SSL) certificate to create an encrypted connection between the web server and the Client\u2019s browser
\u25cf\u00a0The company protects its Web Sites by presenting a Web Application Firewall and an IDS\/IPS Firewall in-front of the Web Servers
\u25cf\u00a0The company operates an ISMS \u2013 Information Security Management System to reduce Cyber-Security Risks.

<\/p>\r\n

9. Profiling.<\/strong>
We use the information we obtain to produce scores and ratings. We may also carry out customized profiles for our customers. We use highly developed scoring models and algorithms, based on previous similar circumstances, adverse events and economic forecasts to produce a score.

We recommend to our customers to interpret and use our scores by their own standards. Our customers may choose to use our scores individually or combine the scores with other information available to them. Their decision making will be based around whether to insure or market to, extend credit, acquire, trade or partner with a business entity. Our scores predict the probability of default and\/or bankruptcy whether a business is likely to continue trading, pay its bills on time, receive credit, whether they would be likely to purchase a product or service, where they benchmark within their industry or whether they are subject to any specific risks. We do not make any decisions for an organization \u2013 nor do we maintain blacklists and we do not encourage our customers to decide whether to trade with an organization.

The data subject shall have the right not to be subject to a decision made solely on the basis of automated processing, including profiling, which produce legal effects that affect or substantially affect him in a similar manner (Article 21 of the GDPR). ICAP CRIF hereby declares that it does in some cases automate the processing of personal data of the data subjects without however employing automated decision-making processes which in any case do not produce legal effects that affect or significantly affect them by refusing to provide access to services and goods or lead to unjustified discrimination.

<\/p>\r\n

10. Submission of Complaint \u2013 Appeal<\/strong>
\u25cfFor any issue regarding the processing of your personal data, you may contact us via e-mail at,\u00a0customercare@icapcrif.com<\/a>
\u25cf\u00a0Moreover, you shall always be entitled to contact the Hellenic Data Protection Authority, which may accept the submission of relevant complaints in writing at its protocol in its offices at 1-3, Kifisias Street, Postal Code 115 23, Athens or by e-mail (contact@dpa.gr<\/a>) in accordance with the instructions indicated on its website.
\u25cf\u00a0If you no longer wish to receive newsletters from ICAP CRIF, please send an e-mail by visiting the link \u2018Newsletter<\/a>\u2019 at ICAP CRIF Web Site or follow the unsubscribe instructions included in each relevant email\/communication.

<\/p>\r\n

11. Amendments<\/strong>
This policy may be renewed from time to time, due to amendments to the related legislation or change to the corporate structure of ICAP CRIF. Thereby, we encourage the Clients to periodically visit this site so as to be informed regarding recent information of privacy practices. In any case, the Clients may be informed by e-mail or a notice in our Website regarding any amendments to this policy.<\/p>\r\n

 <\/p>\r\n","protected":false},"excerpt":{"rendered":"

Data Protection Policy of ICAP CRIF S.A.\u201cICAP CRIF S.A.\u201d, Kallithea, Eleftheriou Venizelou Ave. number 2, 17676, with VAT number 996952940 (Gen. Com. Reg. No.147989301000) 1. Field of ScopeThis privacy policy lays out the way ICAP CRIF S.A. 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